There comes a time when one has to sit down and have a heart to heart with their aging parent. I am lucky there is still a few years to go for that conversation with my mom, but I highly recommend it for some people sooner rather than later. I recently had an evening with a friend who discussed her fathers situation with me. He lives in a Seniors Residence, and is still quite independent. However, is living with a form of dementia. I'm being vague in this area because the doctors are still assessing his condition. This sweet man received a telephone call from a telemarketer selling cruises and you know where I am going with this... yes, he purchased by credit card, a non-refundable ticket in the amount of $2,000 for a cruise. How he was going to get there was his responsibility.
His family discovered the purchase a month later when his statement came in and questioned his purchase, which of course, he had no recollection of. After numerous lengthy calls with the telemarketing company, they relented to calling the credit card company. Months later they received results.
I can only imagine how many seniors this same scenario happens to and the worst part of it is when there is no one available to offer assistance or watch their back. I do know that in many cases, as would be mine, many people who would rather take the loss than let anyone know they had been duped. It's a no-win situation for many people.
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